Financial Disclaimer

Last updated: October 20, 2026

LinksVid publishes general educational content about personal finance. This page explains the limits of that content in plain language. By using this site you accept the terms below.

1. Not Personalized Advice

Nothing on this site is personalized financial, investment, tax, legal, credit, or insurance advice, and nothing here creates a fiduciary, advisory, or professional-client relationship. We do not know your income, debts, tax situation, risk tolerance, or goals, so we cannot and do not tell you what to do with your money.

2. We Are Not a Licensed Provider

LinksVid is not a registered investment adviser, broker-dealer, bank, credit union, mortgage lender, insurance agency, CPA firm, enrolled agent, credit counseling agency, or law firm. The people who write here are independent educators and researchers, not your adviser. For decisions about your specific situation, consult a licensed professional in your jurisdiction — a fiduciary financial planner, a CPA or enrolled agent, a bankruptcy or consumer-law attorney, or a HUD-approved housing counselor.

3. Numbers Change, and Yours May Differ

Articles cite figures that were current when the article was last updated: IRS contribution limits, tax brackets, FDIC and NCUA insurance limits, interest rates, and program rules. These change, sometimes mid-year. APYs and yields quoted in examples are illustrative snapshots, not offers. Always confirm a rate, limit, or eligibility rule with the primary source — IRS.gov, FDIC.gov, NCUA.gov, SSA.gov, SEC Investor.gov, or the specific institution — before acting.

4. Investment Risk

Any investment discussed can lose value, including index funds and dividend portfolios. Past performance does not predict future results. Examples that show compound growth assume a constant rate of return, which never happens in real markets; actual returns vary year to year and may be negative for extended periods. Nothing on this site is a recommendation to buy or sell a security.

5. Case Studies and Personal Examples

Some articles include worked examples, author experience, or hypothetical case studies. They are included to make a concept concrete. They are not typical results, they are not verified by an auditor, and they should not be read as a promise that you will achieve similar outcomes.

6. External Links

We link to government agencies, regulators, and other third-party resources for verification. We do not control those sites and are not responsible for their content, availability, or accuracy. A link is not an endorsement of any product or service.

7. Advertising and Compensation

This site is intended to be supported by display advertising once approved; advertising is not live across the site yet. Advertisers do not review or approve our articles, and advertising is never a recommendation. If we ever use affiliate links, they will be disclosed on the article and on our affiliate disclosure page. Our full editorial standards are published in our editorial policy.

8. Limitation of Liability

You use this site at your own risk. To the fullest extent permitted by law, LinksVid is not liable for any loss or damage arising from reliance on the content published here.

9. Contact

If something on this site looks inaccurate, tell us: team@linksvid.com. We verify reader-flagged issues and correct articles when warranted. You can also read our terms of service and privacy policy.